by David Krueger - JD Supra

There is an important distinction in FCRA litigation between cases where a consumer disputes the inaccuracy of information being reported to consumer reporting agencies versus where the consumer is disputing liability for the debt itself, as shown by the Northern District of Alabama’s recent decision in Edwards v. Med-Trans Corp., No. 2:20-CV-00114, 2021 U.S. Dist. LEXIS 53424 (N.D. Ala. March 22, 2021). In Edwards, Air-ambulance service Med-Trans charged Andrew Edwards about $50,000 for flying him from Chattanooga, Tennessee to Birmingham, Alabama. Edwards, who was in a medically induced coma at the time, argued that he did not agree to pay for the flight. The parties tried to negotiate the sum, but talks failed.